Travel insurance is designed to provide financial protection against unexpected events, such as having to book an airport hotel due to a flight cancellation or seeking medical treatment abroad. With air travel reaching peak levels, more travelers are investing in travel insurance, and claims have increased by 22% compared to the previous year, according to data from Squaremouth, a travel insurance comparison platform. Recent events, such as a global tech outage that stranded thousands of travelers, underscore the importance of having travel insurance.
However, purchasing travel insurance does not guarantee reimbursement for every issue that arises. “Many people assume that travel insurance covers all travel-related problems, but it is not a comprehensive safety net,” warned Jenna Hummer, public relations director at Squaremouth, in an interview with USA TODAY. Understanding why claims might be denied can help travelers avoid frustration and ensure they are better prepared for any potential issues.
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