Citi Prestige cardholders currently benefit from two separate complimentary travel insurance policies: one provided by Citi and the other by Mastercard. While cardholders cannot be reimbursed twice for the same expense, such as medical bills, if the coverage from one policy is inadequate, the second policy will provide additional coverage. Benefits like compensation for delayed luggage, flight delays, or death claims can be paid out across both policies.
However, Citi has announced that it will be discontinuing its own travel insurance policy for Citi Prestige cardholders, effective February 28, 2025.